The Total Budget Makeover Series

The Total Budget Makeover Series The Total Budget Makeover Series will show you how you can gain complete control over your finances so you can sleep well at night and feel secure.  Follow my four easy steps and simple step-by-step guide and you will be reaching your financial goals in no time.  Make your money work hard for YOU instead of YOU working so damn hard for YOUR money! Let me teach you how to think outside the box to really stretch those pennies and Continue reading →

Budgeting and Money Management

Budgeting and Money Management  Without Budgeting and Money Management we would have no reason to coupon, right?  Most couponers start out wanting to learn to coupon to slash their grocery bills in half and save money or pay off bills.  I am a Certified Professional Life Coach and I specialize in Personal Creative Financing and I have written series of posts to help you with getting started on a household budget and practical money management. The best way to stay on track and keep couponing Continue reading →

Free Budget Spreadsheet

Free Budget Spreadsheet Use this free budget spreadsheet to get started on your household budget.  My wonderful husband created this same spreadsheet for our household budget and he has given me permission to share it with all of you! I use it to track my weekly, monthly and yearly spending for our household.  It also includes the extra week in the months of April, July, September and December to help you keep accurate calculations of what comes in and what goes out. Read my post Continue reading →

Free Budget Spreadsheet

Free Budget Spreadsheet Use this free budget spreadsheet to get started on your household budget.  My wonderful husband created this same spreadsheet for our household budget and he has given me permission to share it with all of you! I use it to track my weekly, monthly and yearly spending for our household.  It also includes the extra week in the months of April, July, September and December to help you keep accurate calculations of what comes in and what goes out. Read my post Continue reading →

Step 4 – Maintaining Control & Saving Money

Step 4 – Maintaining Control & Saving Money The last step of The Total Budget Makeover Series photo credit: Pay Day via photopin (license) Step 4 – Maintaining Control & Saving Money of The Total Budget Makeover Series is designed to get you thinking about your future beyond one or two years from today.  As I have said in the past, if you develop good and healthy money habits then you will never have to overhaul your budget again!  You will sleep better at night Continue reading →

Step 3 – Creative Financing

Step 3 – Creative Financing of The Total Budget Makeover Series  Step 3 – Creative Financing is where we get to the fun aspect of budget overhauling!  I love creative financing and I really love coaching my clients in this area of life.  More than anything, I love seeing the reactions on their faces when they save money using my methods! I can’t possibly list every way to get creative with financing in this post but I want to touch on the major ways to save Continue reading →

Step 2 – The Envelope System

Step 2 – The Envelope System of The Total Budget Makeover Series Mailing Money – Payments by eFile989 CC 2.0 Step 2 – The Envelope System of The Total Budget Makeover Series is a system of checks and balances that keeps you honest with yourself about your spending.  It’s hard to set firm spending limits when you can easily swipe your card or write a check for purchases instead of handing over cash money.  The Envelope System constantly reminds me that I am meeting my goals of Continue reading →

Step 1 – What Can You Actually Afford?

Step 1 – What Can You Actually Afford?  of the The Total Budget Makeover Series Photo credits:  Spending by 401 (K) 2012 CC 2.0 Step 1 – What Can You Actually Afford? of The Total Budget Makeover Series requires you to ask yourself that question and answer it with complete honesty and transparency.  We would all like to think that we can afford whatever we want but the truth is we need to view our spending habits with a fresh and new perspective if we are to Continue reading →

Helping You Turn Pennies Into Dollars

Helping You Turn Pennies Into Dollars Helping you turn pennies into dollars is my goal as a Creative Financial & Coupon Coach.  Learn to create instant disposable income by learning to coupon.  Get started with my Beginner’s Guide to Couponing and work your way up to overhauling and creating a firm budget with The Total Budget Makeover Series.  Living frugal doesn’t mean living like a pauper and cheapskate!  Gaining control of your finances will give you peace of mind and help you sleep better at Continue reading →

Turn Your Pennies Into Dollars

Turn Your Pennies Into Dollars You can very easily turn your pennies into dollars by tweaking your budget with The Total Budget Makeover Series and learning to use coupons as you create a new frugal lifestyle.  It will take a little bit of effort and work but just like everything else worth doing, we get rewarded along the way.  What keeps me motivated to stay on track and not waiver from my frugal lifestyle is watching how fast my pennies turn into dollars that I Continue reading →

Learn to Coupon

Learn to Coupon with The Korean Couponer! First and foremost, welcome and congratulations!  You’ve just made a huge life changing decision that will pay you back more than just money in rewards.  Everything you need to get started is located on this page but please don’t hesitate to ask questions! Online Coupon Classes What makes my classes different from the rest?  I am a Certified Professional Life Coach and I am specially trained to teach/coach groups.  So I am not just “another couponer” teaching yet Continue reading →

Free Downloads

Use my Free Downloads to help you get started on your journey to achieve total financial freedom with The Method! These are designed to make your life easy!  Simply download and print! The Coupon Binder Organizer will help you keep your coupons in specific categories in your binder.  I personally designed this organizer with a special quick flip feature at the bottom right side of the page.  This will enable you to spend less time digging out your coupons and give you more time to Continue reading →

Destination – Financial Freedom

Destination – Financial Freedom A 4-part series of posts about reaching your own personal financial freedom from Personal Finance & Money Management Coach Emily Bristol, CPLC Destination – Financial Freedom!!  That’s exactly where I am headed!  What about you?  Are you on a clear path to financial freedom or are you skeptical that it’s a long hard road?  I’ve got good news – it’s closer than you think and easier than you ever thought possible!  This is a 4 part series that includes the following: Continue reading →

Online Coupon Classes

Online Coupon Classes Online Coupon Classes!  I am very excited to offer my first online class!  You will be able to attend in your pajamas and learn at your own pace!  You can play, pause, rewind and replay at your own convenience! See a short preview here:   You can now purchase and view Step 1 of “The Method” Basic Couponing 101 – The Frugal Lifestyle Basic Couponing 101 – The Frugal Lifestyle Online Video is part of The Korean Couponer’s Online Video Series. Learning to Continue reading →